Your Questions, Answered

Our Factoring Process

You finish a job and invoice your client, where it is received and approved in their accounts payable department.

Present the invoice(s) for your desired funds to RISE, along with our standard verification requirements.

Once we process the invoice(s), we deposit the money directly into the bank account you provide.

When they are ready to pay, your original customer sends payment to us for their invoice(s).

We subtract a service fee and deposit the remaining funds into your bank account.

• Q: What is it like working with Rise Capital?

  A: Partnering with Rise Capital means collaborating with a dedicated team that views every client relationship as a true partnership. We are committed to helping Canadian companies solve problems and grow by providing tailored financial solutions to meet their unique needs.

• Q: How can Rise Capital help me?

  A: Rise Capital offers a comprehensive range of asset-backed financial solutions designed to support your business’s growth and stability. Whether you need assistance with cash flow management, equipment financing, asset-based loans, or strategic financial planning, our expert team is here to help you achieve your business goals efficiently and effectively.

• Q: What products do you offer?

  A: Rise Capital offers a diverse portfolio of financial products tailored to meet specific business needs and support your financial success. Our solutions include AR/PO financing, fleet and equipment financing, asset-based loans, subscription, recurring revenue and contract financing, refinancing and recapitalization solutions, and DIP
  (Debtor-in-Possession) financing. Each product is crafted to ensure your business achieves its financial objectives efficiently and effectively.

• Q: Do you charge a retainer?

  A: No, Rise Capital does not charge a retainer. Our mission is to offer flexible and accessible financial solutions without any upfront fees. If we are unable to assist you, there are no costs involved.

• Q: How do we start? 

  A: Starting with Rise Capital is simple. Contact us via phone or email, and our team will guide you through the initial consultation and application process. We will work closely with you to understand your needs and develop a customized financial solution tailored to your business.

• Q: What is factoring?

  A: Factoring, also known as AR (Accounts Receivable) financing, involves selling your outstanding invoices in exchange for immediate cash. This process helps improve your cash flow and enables you to manage your working capital more effectively, ensuring your business operates smoothly and efficiently.

• Q: Why choose Rise Capital over other financial service providers?

  A: Rise Capital distinguishes itself through a client-focused approach, extensive industry expertise, and a commitment to building long-term relationships. Our team is dedicated to understanding your unique needs and delivering personalized financial solutions that drive tangible results for your business.

• Q: How long does approval take?

  A: Approval times can vary based on the size and complexity of the financing required. Typically, we can provide approvals within 24 hours to 3 weeks.

• Q: Where is Rise Capital located?

  A: We are proudly based in Calgary, Alberta, primarily serving clients across Western Canada. However, we have the capability to fund businesses in any territory, providing broad access to our comprehensive financial solutions.

• Q: What industries does Rise Capital serve?

  A: Rise Capital serves a diverse range of industries, including agriculture, commercial, manufacturing, transportation, heavy construction, and energy, among others. Our expertise allows us to support businesses across a wide array of sectors, providing tailored financial solutions for each industry.

• Q: Can Rise Capital assist businesses in securing loans using their assets?

  A: Yes, Rise Capital offers asset-based loans that leverage the equity in your assets to secure the necessary financing. This enables your business to support growth objectives and achieve financial stability.

• Q: How long has Rise Capital been in business?

  A: Rise Capital has been serving clients across Western Canada for over a decade, providing expert guidance and support for your business needs.

• Q: How can Rise Capital help with cash flow management?

  A: We offer AR/PO financing solutions, similar to “quick pay of receivables”, which provide rapid payments. These solutions ensure efficient cash flow management, allowing your business to meet project demands without delays.

• Q: Can Rise Capital assist businesses in securing loans using their assets?

  A: Yes, Rise Capital offers asset-based loans that utilize collateral and other assets to secure the necessary financing. These loans support your growth objectives by leveraging the equity in your assets.

• Q: What solutions does Rise Capital offer for businesses needing to reorganize their capital structure?

  We could provide refinancing and recapitalization solutions that help businesses reorganize their capital structures. These solutions provide the necessary funds for rejuvenation and growth, ensuring financial stability and long-term success.

• Q: Why should I choose Rise Capital for my business financing needs?

  A: Choosing Rise Capital means partnering with a well-established, experienced, and client-focused organization.We are dedicated to your success by providing customized financial solutions that meet your specific business needs.

• Q: What sets Rise Capital apart from other financial service providers?

  A: We stand out due to our client-focused approach, professionalism, and commitment to building long-term relationships. Our dedication to trust and mutual success ensures we deliver financial solutions adjusted to your unique needs.

• Q: What values drive Rise Capital’s approach to client service?

  A: Our approach to client service is driven by integrity, professionalism, responsiveness, transparency, and a genuine commitment to client success. These values ensure that every interaction is positive, productive, and centered on achieving the best outcomes for our clients.

• Q: What can clients expect in terms of communication from Rise Capital?

  A: Clients can expect timely and transparent communication, ensuring they are always well-informed and able to make well-guided financial decisions with confidence.